10 steps to better finances
Better finances are here again… or they will be soon! It’s way past the New Year now and if your resolutions for health, money, life etc. are starting to fall by the wayside, take heart! You can pull it back. Getting better finances again doesn’t…
Over 100 budget categories to help nail your budget
Have you got your budget nailed? There are so many budget categories that could possibly apply to you, it’s easy to miss some. I have had a budget for years, but I’ve not always been that brilliant at managing to stay on budget. One of…
How to Save Money Each Month While Paying Off Debt
You have oodles of debt that you want gone. But you also have other important financial goals, like saving money, that need your attention. These competing priorities can make you feel like you’re trapped in a chicken or the egg conundrum. If you pay down…
Budgeting with envelopes – the old school way for spreadsheet haters!
Budgeting with envelopes is the ideal system for people who are spending too much money but can’t hack budgeting from a spreadsheet or a document. I know I know – who doesn’t love a spreadsheet, right? Oh… quite a lot of you? *crawls back into…
20 gorgeous free budget printables
“Aaah the joy of budgeting” said no one ever… Happily with these gorgeous free budget printables you can find some budgeting nirvana. Grab these attractive layouts for your monthly outgoings, reach for your best pens and put a bit of flair into your finances! …
How to get over debt shame
Ugh, the dreaded “D” word. It’s more unpleasant to bring up one’s debt situation than a significant other (or lack thereof) or problems at work. There’s certainly a jumble of emotions that come with debt: anger, resentment, and anxiety, for starters. This article was originally…
15 budget tips to keep you on track
Are you making budget blunders? Follow these 15 budget tips to get back in shape! If you are reading this and need some budget tips because your budget isn’t quite working for you, then take heart! Budgets take time to get right and I would…
What is the “You need a budget system” or YNAB all about?
The you need a budget system was designed by Jesse Mecham someone and has legions of fans who swear by it as a way of managing your money. How does the “You need a budget” system work? It’s essentially a zero based budget system –…
My money goals for 2019
It’s time to update my money goals for 2019 It wasn’t that long ago that I looked at my 2018 money goals as I left it a bit late last year. So I’m not sure too much has changed, but it’s never a bad idea…
